The CHAMP Plan — $0 copay virtual care and prescriptions funded through a Section 125 plan, cutting payroll tax exposure (often 7.65%+) without touching your current benefits
Buoy PEO — co-employment payroll, HR, compliance, ATS and 401(k) support, with CHAMP and Harbor Shield audit defense included standard
Runs alongside ADP, Paychex and Paylocity — no system rip-and-replace
Every stat below is pulled straight from the provider's own site — nothing invented.
60,000+
Businesses on Buoy CRM
$166B+
Tariffs collected under IEEPA
4.9★
Buoy Payments on Trustpilot
7.65%+
Typical FICA relief via Section 125
All Twelve, In One Place
The CHAMP Plan$0 copay care
Buoy ITMicrosoft FastTrack Partner
Buoy CRM60K+ customers
Buoy PEOFull co-employment
Buoy PaymentsBeat rate or $500
FICA Tip CreditIRC §45B refund
eCredable$19.95/mo · 3 bureaus
Harbor ShieldIRS audit defense
Hydro Media GroupFractional AI growth team
FileFormsFiled in under 10 min
Rubix LendingFlexible funding options
Tariff Refund Recovery$166B+ collected
Tax Recovery & Audit Defense
Money Already Owed To You, Filed Right
FICA Tip Credit — Anchor Accounting Services recovers the 6.2% Social Security tax you paid on reported tips, filed on IRS Form 8846, no upfront cost
Tariff Refund Recovery — if you paid IEEPA tariffs as Importer of Record, Anchor is actively filing CAPE Phase 1 and Phase 2 claims now, with Phase 3 opening August 2026
Harbor Shield — the same IRS audit-defense layer already built into CHAMP, Buoy PEO and every FICA Tip Credit filing, available on its own
FileForms — business formation from $149 + state fees, Annual Report filing and Registered Agent service, filed in under 10 minutes
Rubix Lending — a guided path to review available funding options and next steps, including refund-advance financing tied to your FICA and tariff filings