1. Acceptance
By accessing or using this site, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the site.
2. Educational resources and marketplace
Ownly ONCE LLC provides educational financial-readiness information, coaching-related resources, assessments, and a curated marketplace of independent providers. The site may also link to booking tools, client portals, payment pages, and third-party services.
The site is not a loan application, credit-repair service, consumer-reporting agency, bank, lender, law firm, tax firm, insurance carrier, or investment adviser. Nothing on the site is legal, tax, accounting, insurance, investment, mortgage, lending, or credit advice.
3. No guarantee of qualification or results
Financial readiness, financing, purchase eligibility, interest rates, approval decisions, savings, debt outcomes, and timelines depend on your circumstances and independent third parties. We do not guarantee qualification for a mortgage, loan, credit product, insurance product, investment, business funding, zero-down program, or any other opportunity.
Coaching and planning can help you understand options and take informed action, but do not promise a specific credit score, approval, payoff date, financial result, or outcome.
4. Assessments and information you submit
Information submitted through an assessment or contact form helps us understand your stated goals and determine an appropriate next conversation. Assessment results are educational and are not an application for credit, financing, insurance, or another financial product.
Please do not submit Social Security numbers, bank-account numbers, card numbers, passwords, or other highly sensitive information through ordinary site forms unless a secure process specifically asks for it.
5. Coaching, pricing, and payment
The Guided Cash Flow Coaching Program is currently offered at $997 per household, whether for one individual or a couple. The separate Financial Empowerment Plan is $197 and has a smaller program scope. Current pricing and the services included are shown before you complete checkout.
Payment is processed through an independent checkout provider, such as Square, Stripe, PayPal, or Commas. Payment plans and buy-now-pay-later options, when available, are offered and approved solely by the applicable provider under that provider's terms. Ownly ONCE does not make credit or financing decisions.
Clients may cancel their coaching enrollment within 72 hours after purchase for a full refund. After that period, fees are nonrefundable except where required by law or stated in a separate written agreement. We may deactivate access to optional tools and program resources when an enrollment is canceled. A purchase of coaching, tools, or another paid service may also be governed by a separate checkout page, agreement, or provider-specific terms. If there is a conflict between these Terms and a separate written agreement for a paid Ownly ONCE service, that separate agreement controls for the service.
6. Third-party providers and affiliate links
Marketplace listings and outbound links are provided for convenience. Independent providers control their pricing, availability, applications, approvals, services, websites, privacy practices, and terms. When you click through to a provider, you are dealing directly with that provider and should review its terms, privacy policy, disclosures, and eligibility requirements.
Some links are affiliate or referral links. If you choose to work with a provider, Ownly ONCE may receive compensation at no additional cost to you. Ownly ONCE is not responsible for third-party products, services, decisions, communications, or performance.
7. Acceptable use
You may use the site only for lawful, personal, or legitimate business purposes. You may not submit false or unauthorized information; disrupt, scrape, reverse engineer, or gain unauthorized access to the site; infringe another person’s rights; or use the site to transmit malware, spam, or unlawful communications.
8. Intellectual property
The site and its content, including its design, copy, frameworks, assessments, graphics, and trademarks, are owned by or licensed to Ownly ONCE. You may use the site for its intended purpose, but may not reproduce, distribute, modify, or commercially exploit its content without written permission.
9. Disclaimers and limitation of liability
To the fullest extent permitted by law, the site is provided “as is” and “as available,” without warranties of any kind. Ownly ONCE is not liable for indirect, incidental, special, consequential, punitive, or exemplary damages arising from your use of, or inability to use, the site or a third-party offering. This does not limit liability that cannot be limited under applicable law.
10. Governing law and changes
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. We may update these Terms from time to time; continued use of the site after an update means you accept the updated Terms.
11. Contact
Questions about these Terms can be sent to admin@ownly1nce.com.